Title commitments contain a lot of “exceptions”, which basically means something your title insurance will not cover. There are seven standard exceptions, some of which can be deleted. To “delete” an exception means that the insurance must cover that issue – actually increasing your insurance coverage. In Santa Fe, buyers frequently ask for exceptions one through four to be deleted. Increasing your coverage provides more peace of mind, though it does come at a cost. You’ll need to weigh the factors in your home purchase to determine what, if anything, you’d like to delete.
Below is a discussion of the reasons for, effect of, and requirements to delete each exception.
This policy does not insure against loss or damage,…
1629 Views, 0 Comments
As a firm 34 years strong, resilience runs deep within our core. During these times of change and uncertainty, Santa Fe Properties is here to remind our valued clients, esteemed associates and vibrant community that this too shall pass with the strength and patience, cooperation and resilience. Please know that we are adhering to all professional guidelines from government and healthcare officials while still keeping client services at the heart of our mission.
We are a relationship based business that has been afforded the modem day luxury of technology. Rest assured that our team is nothing more than a phone call, video conference or social media message away. Client communication and interaction will be tailored to each client's personal…
4548 Views, 0 Comments
Days are becoming longer, the air is starting to warm up and we can finally feel the first signs of spring. March can feel like a sleepy time of year, where the summer is so close yet so far away. Take advantage of this slow time, and step out to see what Santa Fe has to offer! Whether you are craving farm-fresh veggies or want to grab a drink with your pals, this list of events has something for you!
Sunday, March 8th
We are going to see more sunshine! On Sunday, March 8th, we will turn our clocks forward, and one step closer to summer.
Saturday, March 7th
2pm - 8pm
Location: all over Santa Fe
Create memories that will last a lifetime! Drink your way through Santa Fe with your friends. This event is rain or shine!…
1282 Views, 0 Comments
Buying a home is likely to be one of the largest financial decisions you will make in your life. The guide below offers insight on the process and advice to help you avoid costly mistakes.
1. Educate yourself and have an idea of what you are looking for
Make a wishlist of what you think your dream home is. This may change as you start getting deeper into the homebuying process, but start to list out neighborhoods, amenities and features that interest you.
One of the most important steps in the home buying process is figuring out what your budget is and how much you are comfortable spending. You should purchase a home not based on what a bank says you can afford, but rather what you are comfortable spending each month. Check out our mortgage calculator…
1144 Views, 0 Comments
Get out of the house and enjoy food, fun and art this winter.
Snowfall has started, but the events in town have not stopped! Explore things to do while staying cozy.
NM Resident Free Sunday
February 2, 2020 (and every first Sunday of the month)
Put that New Mexico ID to work with NM Resident Free Sunday! Many museums and historic sites are free with a valid NM ID every first Sunday of the month. A few of these places include; National Hispanic Cultural Center, Museum of International Folk Art, New Mexico Museum of Natural History and Science, Museum of Indian Arts and Culture, Lincoln Historic Site, Jemez Historic Site, Coronado Historic Site and many more! Open hours are subject to change from location to location. Additional information…
1781 Views, 0 Comments
1078 Views, 0 Comments